Partner-Operator vs Anchor-Operator: Understanding Preschool Fee Caps in Singapore
- cmoops
- Dec 1, 2025
- 6 min read

Table Of Contents
Understanding Singapore's Preschool Landscape
What is the Anchor-Operator Scheme?
Anchor-Operator Fee Structure
Benefits and Limitations
What is the Partner-Operator Scheme?
Partner-Operator Fee Structure
Benefits and Limitations
Key Differences Between AOPs and POPs
How Fee Caps Benefit Parents
Beyond Fee Structures: What Truly Matters in Early Childhood Education
Making the Right Choice for Your Child
Partner-Operator vs Anchor-Operator: Understanding Preschool Fee Caps in Singapore
As parents navigating Singapore's preschool landscape, understanding the different preschool models and their fee structures can feel overwhelming. Two terms you'll frequently encounter are "Anchor-Operator" (AOP) and "Partner-Operator" (POP) - government schemes designed to make quality preschool education more affordable and accessible.
At Little Olive Tree Preschool, we believe that every family deserves clarity when making important educational decisions for their children. This comprehensive guide will explain the differences between these two operator models, how their fee caps work, and what these distinctions might mean for your family's preschool journey - all while keeping in mind that true educational value extends far beyond fee structures alone.
Understanding Singapore's Preschool Landscape
Singapore's early childhood education sector comprises various types of preschools, each operating under different models and funding schemes. The government has implemented several initiatives to enhance accessibility and affordability of quality preschool education, with the Anchor-Operator (AOP) and Partner-Operator (POP) schemes being two primary approaches.
These schemes were established with a shared vision: to make quality preschool education accessible to more Singaporean families through subsidized fee caps. However, they differ significantly in their implementation, requirements, and benefits to both operators and parents.
What is the Anchor-Operator Scheme?
The Anchor-Operator scheme, introduced in 2009, was the government's first major initiative to create a core group of quality, affordable preschools. AOPs receive substantial government funding and support in exchange for meeting specific requirements, including fee caps, quality standards, and participation in industry development efforts.
Currently, five organizations operate as AOPs in Singapore:
PCF Sparkletots
My First Skool (NTUC First Campus)
M.Y World Preschool
Skool4Kidz
E-Bridge Pre-School
These operators collectively manage hundreds of centers across Singapore, providing affordable preschool options in many neighborhoods.
Anchor-Operator Fee Structure
Anchor-Operators must adhere to strict fee caps set by the Early Childhood Development Agency (ECDA). As of 2023, the monthly fee caps for Singapore Citizens (before GST) are:
Full-day childcare: $720
Full-day infant care: $1,275
These caps apply after basic subsidies but before additional means-tested subsidies that families may qualify for. This means that the actual fees paid by parents could be significantly lower depending on household income.
Benefits and Limitations of Anchor-Operators
Benefits: - Lowest fee caps in the market - Wide network of centers across Singapore - Standardized curriculum and teacher training - Substantial government oversight ensuring basic quality standards
Limitations: - High enrollment demand can mean long waiting lists - Large class sizes in some centers - Standardized approach may offer less curricular flexibility - Limited ability to incorporate specialized programs or unique pedagogical approaches
What is the Partner-Operator Scheme?
Introduced in 2016, the Partner-Operator scheme expanded the government's efforts to enhance preschool affordability and quality beyond the AOP framework. The POP scheme allows a wider range of preschool operators to receive government funding while maintaining more operational autonomy than AOPs.
POPs commit to keeping fees within government-specified caps, raising quality standards, and developing their early childhood professionals. In return, they receive funding support to moderate fees and enhance capabilities.
The POP scheme includes many more operators than the AOP scheme, with over 30 organizations participating, managing hundreds of centers collectively.
Partner-Operator Fee Structure
Partner-Operators also adhere to fee caps, though these are typically higher than those for AOPs. As of 2023, the monthly fee caps for Singapore Citizens (before GST) are:
Full-day childcare: $800
Full-day infant care: $1,400
As with AOPs, these caps apply after basic subsidies but before additional means-tested subsidies.
Benefits and Limitations of Partner-Operators
Benefits: - Greater flexibility in curriculum and program offerings - Often more diverse pedagogical approaches - Still affordable with government subsidies - May offer specialized programs or unique educational philosophies
Limitations: - Slightly higher fee caps than AOPs - Centers may be less evenly distributed across neighborhoods - More variation in implementation and standards across different operators
Key Differences Between AOPs and POPs
Understanding the distinctions between these two schemes can help parents make more informed decisions about their children's early education:
Government Support Level: AOPs receive more extensive funding and support than POPs, allowing them to offer lower fee caps.
Operational Autonomy: POPs generally maintain more independence in curriculum design, staffing, and program offerings than AOPs, which must adhere to more standardized approaches.
Fee Structure: AOP fee caps are approximately $80-$125 lower than POP caps, though both are significantly subsidized compared to non-scheme preschools.
Accessibility: AOPs typically have more centers distributed across Singapore, particularly in HDB estates, while POP distribution varies by operator.
Educational Approach: AOPs often implement more standardized programs across their centers, while POPs may offer more varied or specialized educational approaches.
How Fee Caps Benefit Parents
The fee cap structures of both AOP and POP schemes create several advantages for Singaporean families:
Predictable Costs: Fee caps provide clarity and certainty about maximum preschool expenses, helping families plan their finances more effectively.
Increased Affordability: Even before additional subsidies, the capped fees make quality preschool education more accessible to a broader range of families.
Enhanced Access to Subsidies: Both schemes work in conjunction with Singapore's subsidy framework, potentially reducing actual costs well below the cap for eligible families.
Quality Assurance: Fee caps come with quality requirements, giving parents confidence that participating centers meet certain educational standards.
Beyond Fee Structures: What Truly Matters in Early Childhood Education
At Little Olive Tree Preschool, we believe that while affordability is important, the true value of early childhood education extends far beyond fee structures. When evaluating preschool options, we encourage parents to consider:
Values Alignment: Does the preschool's philosophy align with your family's values and beliefs? At Little Olive Tree, our curriculum is rooted in biblical principles of Truth, Beauty, and Goodness, fostering both academic excellence and strong character development.
Learning Environment: Visit potential preschools to observe the classroom atmosphere, teacher-child interactions, and physical spaces. A nurturing, joyful environment fosters optimal learning and development.
Teacher Quality: The heart of any preschool is its teachers. Qualified, passionate educators who genuinely care for children make all the difference in your child's experience.
Parent Partnership: Strong home-school partnerships enhance children's development. Consider how the preschool communicates with and involves parents in the educational journey.
Holistic Development: Beyond academic readiness, look for programs that nurture social-emotional skills, character formation, and creative expression.
At Little Olive Tree, we focus on developing the whole child within a faith-based framework that prepares them not just for primary school, but for life. Our approach helps children see, understand, and act based on biblical perspectives while developing both academic excellence and strong character foundations.
Making the Right Choice for Your Child
While understanding the differences between AOP and POP preschools is valuable, the best choice ultimately depends on your family's specific needs, values, and circumstances:
Consider Location: With 19 Preschools islandwide, Little Olive Tree offers convenient options in many neighborhoods.
Evaluate Affordability: Beyond the base fees, inquire about additional costs and available subsidies to understand the true financial commitment.
Align Values: Visit potential preschools to gauge how well their philosophy and approach align with your family's values and educational priorities.
Observe Classroom Dynamics: If possible, observe classrooms in action to see if the learning environment would suit your child's temperament and needs.
Talk to Current Parents: Feedback from families currently enrolled can provide valuable insights into the actual experience of attending a particular preschool.
Remember that each child is unique, and what works wonderfully for one family may not be the perfect fit for another. At Little Olive Tree, we recognize this individuality and strive to create nurturing environments where all children can grow in confidence, curiosity, and Christ-like character.
Nurturing Hearts and Minds Beyond Fee Structures
While understanding Singapore's preschool landscape, including AOP and POP schemes and their respective fee caps, is important for making informed decisions, we believe that the heart of early childhood education transcends financial considerations.
At Little Olive Tree Preschool, we're committed to providing holistic, values-driven learning that helps children flourish academically, socially, emotionally, and spiritually. Our distinctive "Truth, Beauty, and Goodness" curriculum is designed to nurture joyful learners who become blessings to society.
As you navigate the important decision of choosing a preschool for your child, we encourage you to look beyond fee structures to find an environment where your child will be truly known, loved, and guided to develop their full potential.
Interested in learning more about how Little Olive Tree Preschool can nurture your child's growth and development? Register your interest today to schedule a visit to one of our 19 locations across Singapore.
Little Olive Tree aims to shape Singapore's future by investing in its youngest generation. Through holistic early education and close partnership with families, we nurture resilient, values-driven children who will one day make a positive difference in society.
This content is for informational purposes only. For the most current information about our programs and services, please contact us at hello@lot.edu.sg or Whatsapp us at 80353772.






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